When someone gets arrested in North Carolina, one of the first questions is: “Can I just post my own bail?” The answer is—sometimes. But like many things in the legal system, it depends on a few key details.
This guide explains when you’re allowed to post your own bail, when you’ll need a licensed bail bondsman, and how each option works so you or your loved one can make the best decision during a stressful time.
Bail is a financial arrangement that allows someone accused of a crime to be released from jail while awaiting trial. Think of it as insurance: the money or bond ensures the defendant will show up for their scheduled court dates.
In North Carolina, bail can be paid in a few different ways:
Bail is not a punishment—it’s a temporary measure meant to keep people out of jail while still ensuring court compliance.
Read our blogs to learn more about bail, bail bonds, and how the process works.
Technically, anyone can post their own bail if the court allows it and they can pay the entire amount in cash. That’s a big “if.”
Here’s when you can post your own bail:
However, even relatively low bail amounts—$1,000 to $5,000—can be hard to pay in full, especially if you’re in jail and can’t access your bank or get funds transferred easily.
For a deeper look at bail forms used across the U.S., check out Nolo’s overview of acceptable bail types.
You (or someone acting on your behalf) pays the full bail amount in cash directly to the court or jail. If all court appearances are made, the money is typically refunded—minus any court costs or fees.
Pros:
Cons:
This is the most common option. You pay a licensed bail bondsman (like Big Mike) a non-refundable fee, typically 10–15% of the full bail amount. The bondsman then posts the full bail with the court.
Pros:
Cons:
In low-level cases, the judge may release a defendant based on a written agreement to appear in court—no upfront money required.
If the defendant fails to show up, they’ll owe the full bail amount and may face additional charges.
Learn more in our blog about unsecured bonds and court promises.
Even if you want to post your own bail, you may not be allowed to if:
Learn how a bail bond works with Big Mike Bail Bonds if you’re unsure which category your case falls into.
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Pros |
Cons |
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No third-party fees |
Must pay full amount upfront |
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You get the money back |
Risk losing funds if court is missed |
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More personal control |
Can delay release if funds aren’t accessible |
Even if someone technically can post their own bail, it’s often not the most practical choice. That’s why many people turn to a licensed bail bondsman.
Here’s why:
If you’re ready to get started, fill out our bond application or call us anytime—we’re ready when you are.
Can I use a credit card or check to post bail?
Most jails only accept cash or certified funds. Some counties offer online bail payment portals, but availability varies.
Can a family member or friend post my bail for me?
Yes. A loved one can post cash bail on your behalf, or work with a bondsman like Big Mike to secure a surety bond.
Do I still need a bondsman if I have the full amount in cash?
Not necessarily. However, if you’re unsure of the process or want a faster release, working with a bondsman may still be the best option.
Yes, you can post your own bail in North Carolina. But it’s not always practical, fast, or easy. Whether you’re dealing with a low-level charge or facing a high bail amount, knowing your options can help you make the smartest call.
If you’re not sure what your next step should be, we’re here to help.
Contact Big Mike Bail Bonds today. We'll talk you through the best solution for your case. No pressure, just honest answers and fast help when you need it most.